AN IT2FS MODEL FOR SHARIA CREDIT SCORING: ANALYSIS & DESIGN

  • Galih Kurniawan Sidik Department of Computer Science, Bogor Agricultural Institute
  • Taufik Djatna Department of Computer Science, Bogor Agricultural Institute
  • Agus Buono Department of Computer Science, Bogor Agricultural Institute
DOI: https://doi.org/10.21609/jsi.v9i2.352
Keywords: nformation System, Credit Scoring, Bank Sharia, Economy

Abstract

Credit scoring system is a classic problem which is still interesting to study. There are many studies on credit scoring. But, most of them only discuss feasibility analysis. In fact, credit scoring system should accommodate all processes from feasibility analysis until the end of contract. This study is aimed to analyze and design scoring of default status and fines computation processes in Islamic bank. BPMN 2.0 was used to model their processes. Beside that, this study proposed new mechanisms and algorithms using Interval Type-2 Fuzzy Sets for maintaining Sharia rules and fairness guarantee. The results showed that the new methods offer more fair and comply to sharia than existing methods.

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Published
2014-04-08
How to Cite
Sidik, G. K., Djatna, T., & Buono, A. (2014). AN IT2FS MODEL FOR SHARIA CREDIT SCORING: ANALYSIS & DESIGN. Jurnal Sistem Informasi, 9(2), 58-66. https://doi.org/10.21609/jsi.v9i2.352
Issue
Vol. 9 No. 2 (2013): Jurnal Sistem Informasi (Journal of Information System)
Section
Articles

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